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A no-collateral loan is also known as an unsecured loan. This means that you do not have to provide any items of value as a security deposit for loan approval. If you have an eligible vehicle to offer as security, a personal loan may be a great choice to secure a larger loan amount. And because personal loans usually. Quick – Our loans are processed in-house, so there's no waiting on an out-of-state committee to make the decision. Many times, you will receive your answer on.